Most people simply can't afford to rebuild their home and replace everything in it if there's a disaster. A home insurance policy can protect your property, some of your personal possessions and your home is a place to relax and let your guard down. We step up providing protection when and where you need it most. We're proud to offer dependable home insurance policies. Get a homeowner quote online to start protecting your home, belongings and peace of mind.
Make sure your home is insured to at least 100% of its estimated replacement cost.
With the right home insurance coverage, you'll feel comfortable knowing that, in the event of a disaster, your property is protected.
No matter what type of home you own, personal property insuranceis your responsibility. If you live in a condominium, remember that the condo association or cooperative won’t pay for damage caused inside your unit, even if it results from an incident outside of your control, such as a pipe bursting or an electrical fire.
Caring for your home and loved ones is crucial. That’s why we offer homeowners insurance you can depend on. From dwelling coverage to personal property protection, we provide homeowners insurance policies to suit your needs and budget. Homeowners' policies cover:.
Dwelling – Coverage that protects the structure of the home(roof, walls, wall-to-wall carpeting, etc.).
Other structures – Coverage for sheds, detached garages and other structures not connected to the main dwelling itself.
Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
Loss of use – Coverage for when an insuredhas to move out of the homewhile repairs are made as a result of damage caused by a covered loss.
Home insurance can also be used as a means of financial protection. If someone sues after being injured on your property, proper home insurance limits can ensure you won’t be paying their legal fees from your pocket.
We also offer insurance policies for owners of second homes and vacation homes.This way, you, your family and your guests are protected wherever you go.
Homeowners insurance and financial standing.
If you own a home and have a mortgage, your lienholder (the bank who is invested in your loan) will likely require you to carry insurance on your home..
We make getting a homeowners insurance quote easy. You just fill out a homeowner quote request, or call us at 503-658-7200.