Nick, an insurance agent and entrepeneur, was born in Liverpool, England. He started his insurance career after being brought to Oregon by his wife Judy, who is a Portland Oregon native. The rumor is that she received some kind of a bonus. Over the last 30 years, Nick has succeeded in making his agency one of the larger commercial insurance agencies in the Portland Metro area, specializing in restaurants, bars and workers comp'. Nick and Judy make a good team, as he likes to sell , and she doesn't. Someone has to do the books! Judy also enjoys running, and has a sub 3 hour marathon under her belt. Her real passion is her horses, and Nick's passion is paying for them.